Affiliate since: 07/08/2018, Power Rank: 99999999 | Read Ufuomaoghene's 238 other Ask SC answers

Good day Igor,

From my experience as I have invested in both, I would advice you go for the T credits.

Why?

With the T credits, you can build your business gradually. In this regards, T credits can be used for:-
1. T credit welcome for new affiliates that join SFI (Affiliates see it as a positive vibe or incentives when they join).

2. Also used to reward hardworking affiliates that have achieved certain milestone.

3. Used to list unwanted item in the home via your t connect page. This implies more money.(maximum of 50 VersaPoints in a month).

4. Used to play Eager Zebra Games where each T credit spent, gives you 1AVP and 5 mrp. This action versa points would help you in building your ranks from affiliate to Team Leader (maximum of 200 VersaPoints in a month) and Mrps that can be used in purchasing T credits.

5. Used to pay for items on TripleClicks which is like the shop's t currency e.g PSA 2 Go, S builder Co op etc.

6. Used at the auctions to get items at ridiculous prices. The advantage is some auctions are double mrps for each t credit spent. The mrps can be used to purchase single t credits (maximum 500 VersaPoints in a month)

7. Used to bid for PSAs, CSAs and s builder Co op.

Looking at the above, the use of t credits have varied purposes and thus a win/win situation. As you bid, you are not only having 1AVP, but also between 5-10mrp which accumulated MRPs can be used to purchase items on tripleclicks as well as purchase of single t credits. Also, you can decide to build your team by either using t credits to buy PSAs to go or bidding at auctions for PSAs/CSAs.

In regards s builder co op, you can purchase them if you do not have the time to advertise, do not know where to advertise or don't know how to convience people to join.

S builder is a very useful tool as it helps in team building. With s builders, your link is advertised and sign ups start coming a month after. Sign ups could be PRMs or PSAs.

PSAs are assigned directly to your team and you get 45% CV made by them on each purchase. You can also communicate with them, give tips and ideas. On the other hand, PRMs are customers to Tripleclicks only.You also get 45% CV and their Sales VersaPoints (SVP). The only disadvantage is that you can't communicate with them directly.

Purchasing of the s builder, you might be fortunate to get active affiliates or no active affiliates. Cases like this especially if new to marketing, I would advice purchase of 2 units s Builder Co op every month for the next 6 months (Long Term Plan). You might be fortunate to receive some active affiliates. Remember, just 5 active affiliates is all it takes to be successful. If its expensive, then I would advice the warm market approach/word of mouth.

In summary, s builder is indeed a game of numbers and we must be ready to take certain risks to build up a crop of active affiliates. With that, its faster to rise to the rank of a Team Leader. On the other hand, t credits encomprises of both team building when you bid in the auctions for PSAs/CSAs as well as building ranks for Team Leader. So I would say, if you have enough funds, go for both. If not, go for the t credits as the advantages are enormous.

All the very best.

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Good day Igor,

From my experience as I have invested in both, I would advice you go for the T credits.

Why?

With the T credits, you can build your business gradually. In this regards, T credits can be used for:-
1. T credit welcome for new affiliates that join SFI (Affiliates see it as a positive vibe or incentives when they join).

2. Also used to reward hardworking affiliates that have achieved certain milestone.

3. Used to list unwanted
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Affiliate since: 10/01/2013, Power Rank: 75 | Read Aina's 157 other Ask SC answers

No doubt, both needed for your business building. Lets see the pros and cons of both items.

1) S-Builder Co-op

1.1 Necessary for building your group of PSAs consistently, over period of time. S-Builder Co-op is good for those who cannot afford time to market and advertise for new sign-ups. Bear in mind that, you are pooling advertising resources and pay much lesser than normal ad if you were to run it individually on your own. SFI will do all the necessary for you in terms of advertising worldwide.

1.2 ROI is uncertain. No specific return on your investment. No guarantee on active sign-ups from S-Builder Co-op and no specific numbers of sign-ups could be promised. Another words, if you can’t afford to waste your money for this, than S-Builder is not for you.

2) T-Credits
TCredits is like a currency in SFI. You can use it to:

• Set up as your Standing Order – will ensure that you qualify as EA2 every month without having to worry about getting your 1500 VPs. If you can afford more, than higher quantity with higher VPs and MRPs, will help you building your business by playing Eager Zebra games (for a maximum of 200 VPs per month), bid at PriceBenders auctions, every 10 bids, you get a chance to spin for PSAs in Bid and Build, download TC Music (max of 50 VPs/month) and you can participate in Members Listing program, where you can sell your unwanted at 1(one) TCredits per item (for a max. of 50 VPs/month.

All the above actions are definitely contributing to your business building and attaining / maintaining your Team Leader position.

• Every TCredits purchase, there are MRPs attached to it. Every PriceBenders bids, you get MRPs too, be it single or double MRPs awarded. Same with Eager Zebra games, every TCredits used to play games, you will accumulate MRPs. You can use accumulated MRPs to purchase S-Builder, TCredits or any of your favourite products available on TripleClicks including ECAs.

• As a reward to your active team members. Showing appreciation and gratitude towards their contribution in building or achieving team goals, for example. You can use it to reward in many ways e.g. to PSAs who achieve their EA/EA2 or TL position, or as a welcome rewards for new sign-ups. Maybe different achievement with different quantity of TCredits.

As you can see, TCredits is well above S-Builder in terms of performance and delivering results, by us using it. Generally, I will still say both are equally important, but to answer to your question, my choice will be TCredits as a better item to invest on.

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No doubt, both needed for your business building. Lets see the pros and cons of both items.

1) S-Builder Co-op

1.1 Necessary for building your group of PSAs consistently, over period of time. S-Builder Co-op is good for those who cannot afford time to market and advertise for new sign-ups. Bear in mind that, you are pooling advertising resources and pay much lesser than normal ad if you were to run it individually on your own. SFI will do all the necessary for you in terms
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Affiliate since: 05/10/2012, Power Rank: 99999999 | Read Wayne's 236 other Ask SC answers

When first starting in your new home business with SFI and TripleClicks there are two products you will want to have which will help you begin with a solid foundation. Those two products are S-Builder and TCredits.

By purchasing S-Builder you will be joining a co-op advertising group that can bring a steady flow of new affiliates and some PRMs (Personally Referred Members) to your team. The cost of this co-op is $24 for one unit. If you purchase S-Builder through a SO (Standing Order) your cost will only be $22. Either way purchased you will receive 280 SVP (Sales VersaPoints).

When purchasing TCredits you have many choices of the different packs in which to buy. The best pack to purchase is the 125 pack of TCredits for a price of $36.25 as a standing order only. This purchase will bring you 1,500 SVP which is enough to qualify as an EA (Executive Affiliate). Purchasing this pack your TCredits are only .29 apiece.

If you cannot afford the 125 pack of TCredits you can purchase a pack of 100 TCredits for $29 on a standing order. This purchase gives you 1,200 SVP and you can gain another 300 VP by doing your daily To-dos”. Your TCredits will still only cost you .29 apiece.

As to a question “which one is the better investment” I would have to say, you should purchase at least one unit of S-Builder and one 125 TCredit pack on a standing order if you can afford it. That would cost you $58.25 a month.

If you cannot swing $58.25 per month then purchase one unit of S-Builder and a pack of 100 TCredits for a cost of $51.00

If your finances are in such a way where you must only purchase one item then I say it should be the largest pack of TCredits that you can afford to get. The reason for this is there are a lot of things in SFI and TripleClicks that will cost you a TCredit or more to participate in. All the activities that require a TCredit will gain you an AVP (Action VersaPoint) and 5 to 10 MRP (Member Reward Points).

When you are using TCredits to play games, bid in auctions or purchase products you will gain AVP and MRP with each TCredit spent. You also have chances of winning AVPs, CSAs (Co-Sponsored Affiliates) or PSAs (Personally Sponsored Affiliates) and many other prizes.

With the MRPs that you win it can amount to enough to purchase a unit of S-Builder – that would be like building your team for free!

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When first starting in your new home business with SFI and TripleClicks there are two products you will want to have which will help you begin with a solid foundation. Those two products are S-Builder and TCredits.

By purchasing S-Builder you will be joining a co-op advertising group that can bring a steady flow of new affiliates and some PRMs (Personally Referred Members) to your team. The cost of this co-op is $24 for one unit. If you purchase S-Builder through a SO (Standing
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Affiliate since: 09/25/2020, Power Rank: 99999999 | Read Prince's 92 other Ask SC answers

This question comes up usually when one had limited resources to invest in the business, and wants to make maximum use of the available funds. Otherwise investing in both the tcredits and SBuilder would have been ideal.

Answering this question will involve considering the long and short term benefits of either of them.
Tcredit is one of the currencies of the tripleclicks. You can buy, sell, bid or play games with tcredits. It comes loaded with different amounts of versapoints- the 1500vp Standing Order is most popular. This enables you to bid for items at the price benders, buy items from the stores. It also enhances your chances of team leadership. It may also be used to determine where you are in the comity of individuals.

The SBuilder on the hand, is for building strong down lines. The benefit may not be immediately seen, but overtime, it grows ones residual income by training high quality affiliates who can reach to others as well.



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This question comes up usually when one had limited resources to invest in the business, and wants to make maximum use of the available funds. Otherwise investing in both the tcredits and SBuilder would have been ideal.

Answering this question will involve considering the long and short term benefits of either of them.
Tcredit is one of the currencies of the tripleclicks. You can buy, sell, bid or play games with tcredits. It comes loaded with different amounts of versapoints- the
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Affiliate since: 08/25/2015, Power Rank: 99999999 | Read Archita's 1 other Ask SC answers

In SFI, every investment is a better than the other. The only thing you should bear in mind while investing is the outcome you desire from your investment. T-Credits are essential products to add fuel to your daily business activities. It enables you to participate in plethora of activities and also entitles you to win many cool prizes and surprises. T-Credits are must to maintain the minimum required qualification criterion for any level.
On the other hand, S-Builder Co-op gives wings to your business by spreading the word of mouth about your business to the world and bringing in new affiliates to give a rock solid foundation to your business. This is an investment which gives your business the foundation based on which you can generate residual income for years and generation to come. So this investment should be done with a long term perspective.
I feel whatever investment you make in SFI, it's going to be fruitful in its own way. The only thing that matters is (again as I said earlier), you have to decide what exactly do you want from this business?
Have a great time and all the success.

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In SFI, every investment is a better than the other. The only thing you should bear in mind while investing is the outcome you desire from your investment. T-Credits are essential products to add fuel to your daily business activities. It enables you to participate in plethora of activities and also entitles you to win many cool prizes and surprises. T-Credits are must to maintain the minimum required qualification criterion for any level.
On the other hand, S-Builder Co-op gives wings to
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Affiliate since: 11/17/2014, Power Rank: 99999999 | Read Rupak's 99 other Ask SC answers

This is a very good question. I think both are good investment options.
But it depends on our budget. If affiliate is unemployed it is difficult to invest for any product.
If affiliate has good job then he or she must invest in Tcredits.
1. TC can help to get EA status every month for example 125Tcredits with 1500VP is really worthy to stay alive as an EA in SFI business.
2. TC can help to play games and get VP and MRP in this business.
3. TC also can be used for auction and will have chance to win some products in cheap price.
4. TC is better than S-builder.

For S-builder it can bring affiliates to our team but there is no guarantee affiliates will be active.
So for better choose I like to say invest in Tcredits.
Find affiliates is not hard. Every month without any investment if someone put advertisement in free classified I think can get 10 affiliates or 5 affiliates easily.
But Tcredits we really need to progress our business and success in SFI business play games, auctions and buy products.
Also we can list 50 free products from Tcredits and can sell those products online .

Hope this answer is helpful.


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This is a very good question. I think both are good investment options.
But it depends on our budget. If affiliate is unemployed it is difficult to invest for any product.
If affiliate has good job then he or she must invest in Tcredits.
1. TC can help to get EA status every month for example 125Tcredits with 1500VP is really worthy to stay alive as an EA in SFI business.
2. TC can help to play games and get VP and MRP in this business.
3. TC also can be used for auction
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Affiliate since: 06/05/2023, Power Rank: 99999999 | Read Marlvin's 4 other Ask SC answers

Tcredits and the S-builder co-op are both good investments. However if we are to go into the depth of being eager to know which is the better one more than the other we can see that Tcredits are a great investment as compared to S-builder. These are my views:-

Tcredits

We can see that it also depends on the quantity you are going to purchase but for a greater benefit, it will be wiser to purchase the 125 Tcredit which will automatically make you qualify for the EA title in that month of purchase. Making the 125 tcredits a standing order will be also more beneficial. You also have chances to win awesome stuff if you enter in auctions with these 125 Tcredits and remember by entering an auction, win or lose you are going to benefit MRPs of which when combined together you may buy the S-builder which you were willing to have. It will also be wiser to enter the double MRP auctions so that your MRPs will multiply at a high rate. You can also play games and tcredits gives you a variety of options so you just have to do something you are good at so that each tcredit you used will give you a reward. You can also share the tcredits with your down line as a token of appreciation of their hardwork. It is benefit guaranteed. You can also give Tcredits to your downliners as a token of appreciation for their hardwork which will motivate them.

S-builder

You are only going to earn yourself 280VPs of which you still need to work very hard to qualify as an EA in the month of purchase. You are still going to purchase it after the MRPs you have earned have multiplied from the wise tcredit use. With S-builder, of course you will get PSAs and tc members but it is not guaranteed that these affiliates are going to work. Some are those who will login only when registering and the next day they will never login. You will later realize that they will never login for life. You will only benefit if the PSAs and PRMs are working hard. S-builder is just for risk takers from my own point of view. Of course it also creates a strong bond between you and your down line team which you will include in the co-op but that down liner would not be happy having inactive PSAs and PRMs. You will also save time since the sponsoring is now done automatically but beware of getting lazy affiliates who may think that SFI is an overnight success.

In conclusion, it is wiser to go for tcredits as compared to the S-builder because with Tcredits you are sure about benefiting something as compared to S-builder which makes you to be uncertain of whether you will have active PSAs and PRMs.

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Tcredits and the S-builder co-op are both good investments. However if we are to go into the depth of being eager to know which is the better one more than the other we can see that Tcredits are a great investment as compared to S-builder. These are my views:-

Tcredits

We can see that it also depends on the quantity you are going to purchase but for a greater benefit, it will be wiser to purchase the 125 Tcredit which will automatically make you qualify for the EA title in
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Affiliate since: 08/29/2013, Power Rank: 308 | Read Gilbert's 79 other Ask SC answers

What is a better investment and why? TCredits or S-Builder Co-op?

These are two very different things and we should understand exactly what they are. TCredits are a currency used at TripleClicks.com; whereas S-Builder Co-op is a marketing tool to recruit SFI affiliates and TC members.

For TCredits refer to: - https://www.sfimg.com/Support/Solution?catid=26444&id=34276

And for S-Builder Co-op refer to: -
https://www.sfimg.com/Support/Solution?catid=26444&id=33092

It will pay you to study this information and understand it.

We need TCredits. They are essential to our SFI business. Without them we can’t partake fully in all the activities and programs in TripleClicks.

I therefore recommend that you always have a supply of these on hand. The most economical way to purchase TCredits is in a pack of 100 or greater – where the price per TCredit is $0.29. And buy a pack that will maximize the VP that you can earn – a 100 pack earns you 1,200 VP; a 125 pack earns you 1,500. I recommend that you buy TCredits in multiples of these two packs.

Whereas it is not essential to your success in SFI that you purchase units in the S-Builder Co-op. It’s an easy way to obtain PRMs and PSAs – just purchase a unit for $22.00 (on SO) and wait for them to be delivered to you.

Alternatively you can do your own advertising/recruiting and/or you can purchase your team from other sources – such as PSAs To Go and a ECA. In which case you need to assess which of these sources is the most cost effective.

I haven’t had much luck with the SFI affiliates and TC members that I have received from S-Builder. Currently none of them have remained active. But, to be fair, the situation is pretty much the same, no matter where you obtain your team. It’s a numbers game - eventually you will find members who will grasp the opportunity that SFI offers. We need to keep trying …

TCredits on the other hand can be used in many different ways. Check out the list at: - https://www.tripleclicks.com/MightyTCredits.php

The exciting thing about TCredits is that you get to choose what you wish to use them for and when.

Which is better? Well, it’s not an either/or decision. Each has their uses. I get a lot of pleasure and benefits from what I can use my TCredits for. But on the other hand, if I was to receive a “diamond” through S-Builder and we went on to become an awesome team in SFI together – won’t that be great!

My advice is – purchase plenty of TCredits so you can take full advantage of the opportunities offered in SFI and also keep recruiting, whether through S-Builder and/or in other ways to grow your team.

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What is a better investment and why? TCredits or S-Builder Co-op?

These are two very different things and we should understand exactly what they are. TCredits are a currency used at TripleClicks.com; whereas S-Builder Co-op is a marketing tool to recruit SFI affiliates and TC members.

For TCredits refer to: - https://www.sfimg.com/Support/Solution?catid=26444&id=34276

And for S-Builder Co-op refer to: -
https://www.sfimg.com/Support/Solution?catid=26444&id=33092

It
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Affiliate since: 12/31/1969, Power Rank: 99999999

Meaning:"The act of investing; laying out money or capital in an enterprise with the expectation of profit. "~ http://www.audioenglish.org/dictionary/investment.htm

The above definition can be used to guide your answer to the very good question you asked above. Both items, T-Credits and S-Builder Co-op, are equally valuable as investment vehicles for every affiliate.

The point of investing is that there is an expectation that there will be a profit from such investments.

Each product has it's own profits so it is important as to what you are looking for in a "profit"- are you hoping that it be a quick win or a sustainable incremental development? Are you hoping that the profit is monetary or non-monetary? In order to find your own answer to this question, it is important to look at what stage you are at in your business to determine which product is best to leverage to achieve your definition of profit.

For me, I invest in both every month and have them as part of my Standing Order so that I do not miss out on the benefits that each afford me each month. So the answer to question for my SFI business is that I use both for different reasons so have diversified my business plan.

The following is how each benefit me:

T-Credits - they support my gains by affording me the opportunity to bid on Auction items which have been won an the lower than posted price in our TripleClicks Store. The use of the T-Credits is a secure way to may purchases and are versatile in their use as can be used as a token for bidding or for playing the EZ games or to make purchases. T-Credits earn me MRPs and VP's which is a double win as when I purchase T-Credits I earn MRP's and VP's from the initial purchase then when I use the T-Credits - I receive more. It is a gift that keeps on giving.

S-Builder Co-op - I purchase several units each month so that I can leverage the recruitment efforts that SFI performs to build my down line team and also funnel down line members to my most active PSA's and CSA's each month so they too can benefit from what I purchase. The more members I have in my down line the higher the chance I will have in recruiting members who are ready, willing and able to pursue their dreams with SFI too.

For me both of these items help me to achieve my long term dream - earning a sustainable income as a by-product of helping others to achieve a sustainable income too.

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Meaning:"The act of investing; laying out money or capital in an enterprise with the expectation of profit. "~ http://www.audioenglish.org/dictionary/investment.htm

The above definition can be used to guide your answer to the very good question you asked above. Both items, T-Credits and S-Builder Co-op, are equally valuable as investment vehicles for every affiliate.

The point of investing is that there is an expectation that there will be a profit from such investments.
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Affiliate since: 04/13/2013, Power Rank: 2353 | Read Jennie's 147 other Ask SC answers

Comparing the two is like comparing Food and Money, So it is not a fair trade off.

You need both Tcredits and PSA's to contnue at SFI and be successful. if you do not invest in one this month you will have to do so the next month and so on.

If; however, you have a sum of money and want to invest it, but can only invest in one, I would say it depends on your needs. For example, are you struggling to maintain your rank, then go for TCredits.

If it is not a small sum invest it in both.

You need T Credits for Sales VP and for Action VP when you play games and bid at auctions. You get sales points when you buy them and then action points when you use them. They have many uses but they are only useful in the month that you use them.

When you invest in S-Builder Co-op you are investing in building a team of PSA's. PSA's are long-term assets and are useful every month that they remain active. You cannot grow without them.

I would say invest in both, do not think of one as better than the other.

Hope this helps!
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Comparing the two is like comparing Food and Money, So it is not a fair trade off.

You need both Tcredits and PSA's to contnue at SFI and be successful. if you do not invest in one this month you will have to do so the next month and so on.

If; however, you have a sum of money and want to invest it, but can only invest in one, I would say it depends on your needs. For example, are you struggling to maintain your rank, then go for TCredits.

If it is not a small
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