It all depends on your current state of the SFI !!
According to your profile, I would say that you do not have a developed group and it would be best for you to use MRP to purchase TCredits and thus validate the status of where you are now (in your case BTL)
126MRP = 1TCredit = 102SVP (sales versa points).
Of course, both are improving and expanding your group, MRP will accumulate and then you will be able to use it to purchase products on Triplecliks.
